23 Dec

Pros and Cons of Having a Domestic Helper

Has the idea of having of an extra hand to assist in work ever struck you? Well the answer would be probably affirmative. Many a times, due to heavy workload, one gets irritated and tired quite often. It’s when a domestic helper comes to make things easy going. They, as the name suggests, help you in your varied kinds of household work, ranging from take care of your children to clean the household. But it’s not so easy and there are so many things associated with it. Here are the pros and cons of having a helper to help you out. Also, if you are in the midst of looking to hire domestic helper to help you out, be sure to check out the best maid agency in Singapore, Katong Maid Agency.

Pros

Enhances Productivity

A major portion of our free time goes on doing the household activities. After completing the them, there is hardly any time left to do something productive. But when you have a helper, it saves that portion of time, which you can utilize in doing something beneficial. When you have more time, your thinking becomes more effective and your life becomes more productive. You can engage in something creative or do something you wanted to.

Easy Going Life

With so much stress all around, thinking about the household work doesn’t help in the cause. With so much work pressure and competition, one needs rest to start fresh the next day. Hiring a helper provides you that much needed rest. It is a blissful feeling to see all household work completed when you return from work. It makes your life quite simple and easy going.

Strengthens Parent-Child Relationship

Children always crave for time and affection from their parents, especially when they are young. Parents get so busy and involved in their work that they hardly have any time for their children. It not only has a negative impact on children, but also deprives them of the parents love. A Domestic worker lets you spend more time with your children. You can play with your children, help them with their studies or provide a better guidance for their future. The smile on your children’s face will blow all your tension and stress away.

Better Handling of Emergency Situations

A tacky situation can arise anytime. There can be times when you need to prepare an emergency report for the work and at the same time take your children to hospital. The helper acts as an angel in such situations. They can take your children for necessary medication and you can complete your work without any children stress.

Cons

Risk of Loss of Property

With so much fraud incident in the news, it is very difficult to have faith in a person to work as a helper. As the person is unknown to you, there is always the threat to your property and belongings. He may steal your household things that can be precious to you. He may get hold of your personal security information that can cause you a lot of monetary loss.

Threat To Personal Safety

Your family is the most important thing in your life. You would never want to risk their life or pose any threat to them. Helpers, being a stranger, can be a threat to your family, especially children. They can be a part of criminal gang and may use your child as bait to mint money from you. They also create hindrance on your personal privacy. With them in your house, things may not be the way you want.

Negative Impact on Children

Children learn things from their surroundings. When there is a worker in the house doing everything, they may become lazy. It can create a serious situation in the future where they won’t take up the work they should take due to dependence on worker from a young age. Similarly, it may hinder the natural development of the children as there would be always a helper to guide them at each step. They may adopt bad habits and lack discipline which is much needed for them.

Conclusion

Undoubtedly, domestic helpers are a great aid to have to reduce burden. But you need to understand the dark side of it as well. Doing proper research on someone before hiring can help in a great way. Similarly, one needs to understand the difference between hiring someone and getting dependent on someone.


29 Feb

Why Should You Consider Direct Mailer to Promote Your Business

 

As society in general, and therefore your customers, become more and more high tech, marketing tactics like the direct mailer have fallen to the wayside. Seriously, who opens (or, heaven forbid, sends) letters in the mail when you can get it through email? It’s old-fashioned and bad for the environment.

That’s the general impression, anyway, but you could not be more wrong. Rest assured that this marketing tool has stood the test of time and is as relevant as ever.

Here are a few reasons why you should consider direct mailers to promote your business.

It stands out. Remember when we said that everyone is on email now? Well, consider that as all the more reason that you should use direct mail (or, as we used to call it, mail).

But what about standing out from other mail? Easy. You can mail something bulky, so that not only do the receiver’s eyes go straight to your package, it also stands out even when they’re not looking at it.

Besides the gimmicky touches, however, do make sure that you take care of the basics first. Good copywriting is a must – be clear, concise, and grammatically perfect.

It lends a personal touch. For most people these days, and especially the younger ones, the first and last thing they hold in their hands is an electronic device. It’s also an electronic device that most people face all day. Messages appear as light on a screen, and you can easily discard them with a single click.

Bonus: for the younger audience, getting something in the mail is kind of a novelty and something to be excited about. For the older audience, it’s something that evokes nostalgia.

It’s highly targeted. Knowing where each person lives will tell you a lot about who they are, like what their income is, their spending habits, possible interests, and more. Every batch of direct mail that you send to a certain neighborhood can contain a different message than the ones you send to a different neighborhood.

Why is this important?

The more closely aligned your message is to your customers’ way of thinking, the more they’ll trust you, because they’ll get the impression that you understand them. The benefit: the more that they trust you, the higher the likelihood that they’ll buy from you.

Reach more potential customers who aren’t online. Sadly, a lot of customers are no longer in tune with the times, and are way behind with technology. Happily for you, this will definitely play to your advantage. These customers are more likely to be much more loyal to your brand than the ever-fickle electronic generation. It makes them feel as if you went out of your way to reach them. Another reason to be happy about this is that because they’re older, they’re more likely to be appreciative of such gestures.

Measuring success is simple. No overly complicated analytics here. No trying to figure out who and how many people opened your mail. Did people call you back? Did they use your coupons? That’s all you need to know if your campaign worked or not.

It’s more trusted. We all love technology for the enormous convenience it provides. Just a few clicks and your message is delivered – no need to stand up, stuff something in a mailbox, and wait hours (or, gasp, even days) before you get a result, if any.

On the other side of the coin, however, is the fact that it’s also become easier for other people to steal from us, whether it’s our identity, money, or information. This is the very reason that a lot of us are suspicious when we receive emails from unexpected people. Phishing scams, sadly, are all too common. Attachments are scary, because you might open them and they might dump some virus on your computer.

Not so with physical mail. The more “attachments” you send, the more exciting it becomes for the recipient.

It will be opened. Email is so easy to ignore. One boring or vague headline and you’re doomed to the bowels of the trash bin. Clicking “delete” before they even open your message is just the worst thing that could befall your efforts.

A piece of mail with a physical presence, on the other hand, is not so easy to ignore – it’s as if you walked straight into someone’s living room, plopped down on their couch, and delivered a sales pitch. With good copywriting to deliver your message, you might as well consider the sale closed.

Direct mail is cost effective. Designing your mail is inexpensive if you have some knowledge of graphics – there are tons of free software online that you can use. Delivering them? That’s also cheap as there are always mass delivery methods that you can employ.

Looking to design mailer for your next marketing campaign. Be sure to seek the experts at Wordplay Copywriter Singapore for direct response copywriting services.


9 Nov

Managing A Cash Flow Crisis

No matter how good the business is running, some business owners may experience sudden cash flow shortfall because of unexpected and uncontrolled situations. Even with your best efforts, issues concerning cash flows can arise. Solving a deficit in cash flow can be really stressful, and may take more of your time. This is why learning effective ways to get out of a cash flow crisis is really necessary if you want your small business to succeed.

Forecast

When it comes to managing cash flow, the most important thing you should consider is forecast. Cash flow forecast can make a big difference for your business. With the right forecast, you can better prepare and predict possible problems so you can manage your cash flow more effectively. However, you should always use realistic forecasts, especially worst case forecast, so you can accurately know your financial situation in the future. This way, if you need financial assistance from an institution like the bank, they’ll see that you are really prepared and actively handling your cash flow.


Identifying the Cause

You may also identify the cause of the crisis through your cash flow forecast. Identifying the cause of the crisis is
very crucial since banks and lenders usually ask about the cause of the problem before considering hel
ping you. Cash flow crisis can be caused by various events such as:

  •         One of your major customers failed to pay on time.
  •         Increase in production cost which significantly reduced your profit margin.
  •         Expenditures have increased.
  •         The business is growing but you lack fund to support the growth.
  •         Decrease in sales.
  •         Global recession and economic crisis.

Once you identify the cause of your cash flow deficit, it is vital that you take actions immediately by getting solutions that will target the main cause of the problem. Understand the main cause, why it occurred, and what actions you need to take to solve it, and more importantly, what actions you need to take to prevent it from happening again.

Freeing Internal Funds

To solve a shortfall in your cash flow, one of the most recommended solutions by business experts is to free up cash from your business funds. Borrowing money may be a good solution but it should be your last resort, especially if you are not sure if you can really handle additional debt to your business. Using some internal funds may be enough to solve the problem. Some of the most common ways to free up internal business funds is to hold a sale for surplus products or slow-moving stocks so you can raise cash more quickly. You can also encourage customers to pay early by offering discounts or rebates for early payment.

External Sourcing

If freeing up some internal cash is not enough to solve your cash flow crisis, then it may be time to consider getting funds from external sources. However, before you borrow money, make sure that you are ready to take on more business debt and that borrowing funds will be for the best interest of your business or else, it will be the downfall of your business. Make sure to get advice from reliable people first or consult an accountant on better ways to solve your situation, or if there are still other business solutions you can use before you resort to borrowing money.

There are a lot of sources for external funds. Before you borrow money from lenders or banks, you can consider self-financing, which means you use your personal savings to pay for the deficit. Although this is the easiest source, understand that you will be putting more personal funds on your business, which may not be very good for you in the long-run.

If self-financing is not possible, you can consider getting loan from a bank or getting a partner to invest on the business.  However, with a business partner, this could mean that you will no longer own the business solely.